How To Get Pre Approved For A House

Where are you in your homebuying journey?

Choose your path and we'll guide you through the mortgage process

Thinking of buying a house

The start of your homebuying journey is a great time to get prequalified. Provide some basic information to get an idea of your home price range and how much you might be able to borrow.

Find Your Price Range

Actively shopping

A mortgage preapproval shows sellers you're a serious buyer. Plus, you'll get a better idea of your potential loan amount, monthly payment, and interest rate.

Talk to a Consultant

Found a home

We'll guide you through the loan process, so you know what to expect at every step. Plus, if you're enrolled in Wells Fargo Online®, you can use your username and password to prefill some of your application.

Apply for a Mortgage

Buying my first home

No two journeys to buy a home look exactly the same. If you are a first time home buyer, knowing the key steps to buying your first home — and having some tips, tools, and a team to guide you — can help.

Learn the Process

Mortgage calculators and tools

Thinking of buying — how much house can I afford?

Start by asking yourself, how much mortgage can I qualify for?

Explore what you can afford

Use our home affordability calculator to explore how much you may be able to borrow.

Find your price range

Prequalify for a mortgage

Have us contact you to see how much you may be able to borrow. Starting a relationship now will also help you save time down the road.

Contact a consultant

What are your mortgage options?

Use our mortgage calculator to compare and revise loan scenarios based on your needs.

Compare loans

Understand mortgage types

Wondering what an FHA loan is, or curious if a fixed or adjustable rate mortgage (ARM) might be a good fit for your needs?

See how loan types differ

Actively shopping – get a mortgage preapproval

Get preapproved to make your home purchase offer stronger

A preapproval shows sellers you're a serious buyer. Plus, you'll get a better idea of your potential loan amount, monthly payment, and interest rate.

You've found a home you love — apply for a mortgage.

We'll guide you through the loan process, so you know what to expect every step of the way. Plus, if you're enrolled in Wells Fargo Online^®, you can use your username and password to prefill some of your application information.

Apply for a mortgage

Set aside around 30 minutes – you'll need to have detailed financial information handy and consent to a credit check. Short on time? You can start now and finish your saved application later.

Apply Now

Already applied?

Our simplified online application lets you know what to expect every step of the way – and it's available for most loans. Ask us for details.

Sign On